Bank guarantee Providing bank guarantees as collateral to get cash from a financial institution or investor, increasing the usefulness of bank guarantees, and effectively allocating financial resources are all part of the financial process and strategic strategy known as monetization. Through this approach, the holder can obtain its value instantly rather than waiting for a guarantee, speeding up the liquidity. Businesses and individuals can take advantage of opportunities, finance projects, or meet cash flow demands without having to wait for a bank guarantee monetization to be invoked by monetizing a guarantee.